Positioning itself as a "professional intelligent risk control provider," Doughpack Financial Technology Co., Ltd. has created the "Dou-Pay" APP, which utilizes "Dou-Defend" to provide intelligent risk control modules. Developed by Doughpack Financial Technology Co., Ltd., "Dou-Defend" is an online intelligent risk control system. Its primary purpose is to assist banks in automated credit investigation and underwriting, significantly reducing manpower and traditional paper-based submission times, with the goal of becoming a powerful assistant to future banks through an innovative fintech model.

After consumers complete a simple process of filling out and uploading relevant information, Dou-Pay can utilize "Dou-Defend" AI automated calculations to intelligently assign credit scores and credit limits to consumers. Financial institutions partnering with Dou-Pay then use these data scores to grant loan amounts and interest rates. In the future, consumers can also make repayments through Dou-Pay, making the process convenient, fast, and secure.

"Dou-Defend" incorporates multiple systems to assess risk and creditworthiness, such as the "Anti-Fraud Level Determination System," "Credit Risk Level Determination System," "Credit Application Scoring System," "Risk Control Matrix Decision Engine System," "Behavioral Early Warning Decision System," and "Collection Risk Level Scoring Decision System." By calculating credit scores through multi-dimensional analysis, the AI automatically reviews limits, thereby completing the credit underwriting process.

As the financial industry enters the era of fintech, traditional credit investigation and underwriting methods must undergo reform and evolution. Adopting "Dou-Defend" can significantly reduce costs and improve efficiency, making it absolutely one of the essential technological tools for the future financial industry.

Service -
1. INSTO Tap US
2. INSTO Tap TW
3. INSTO API
4. INSTO Credit

Constructing computational models to analyze personal financial status in order to provide personal financial advice.

Merchant of Record (MoR) platform: provides (1) cross-border payments, (2) end-to-end payment collection and settlement, (3) tax and compliance handling, (4) localized global payment methods, and (5) checkout tools.